As many as 24% of Americans have less than $250 in their bank account on payday. That includes the college educated. One in four people with graduate degrees live paycheck-to-paycheck. A myriad of reasons, and reason for a myriad of actions; unfortunately, very little is done individually or societally to correct the situation.

This always baffles me. Living below our means is all it takes to walk away from the edge and back to safety. The more we make the more we spend. I can’t wait to be debt free!
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