As more governments are finding out, it costs less to house the homeless than it does to provide services to them when they live on the street. Ideology aside, in Silicon Valley, housing the homeless saves $42,700 per person. Salt Lake City has seen a similar response. Philosophical debates continue about how to deal with people that have inadequate housing, health care, food, and education; but frequently, the cheapest response is to give them what they lack. The debates can continue while the governments save money and improve lives. Fundamentally, the poor are under-capitalized.